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Commercial Tools and Equipment
You need tools and equipment to do your job. Getting them stolen hurts your bottom line and slows you down.
Tool and equipment coverage can help. There are a few types to choose from:
- Tools are items worth less that $2,000 each. These are put on a blanket of coverage. So each tool is not insured but a group of tools are.
- Equipment are items over $2,000. These are insured individually.
- Rented and leased are tools and equipment you have but do not own. It is used for contractors that rent item pretty regularly or for long periods of time.