We understand motorcycles and the people that ride them because we do too.
Our motorcycle program provides more options for riders like you. The coverages are designed by people who know about riding the open road and why our claims are handled by adjusters who deal specifically with motorcycles. We understand motorcycles and the people that ride them, because you and your bike deserves it.
PACKAGES MADE WITH YOU IN MIND
We want to protect your ride and allow you to choose the right coverage for your biker lifestyle.
SAVE – Provides basic protection at an affordable cost. Includes $500 Helmet and Safety Apparel coverage, First Accident Forgiveness, available Optional Equipment coverage and optional Towing and Roadside Assistance.
PLUS – Delivers a balance of coverage and price. Features First Accident Forgiveness, two years of Replacement Cost Total Loss Settlement, $3500 Optional Equipment, $1,500 Helmet and Safety Apparel, Towing and Roadside Assistance, Trip Interruption and Track Day coverage.
ELITE – Offers the most coverage and protection. We’ve taken the Plus Package and added Diminishing Deductible, Deductible Waiver, Enhanced Rental, Permissive Use Rental, five years of Replacement Cost Total Loss Settlement, $5,000 Optional Equipment at Replacement Cost, $2,000 Personal Effects at Replacement Cost, $2,500 Helmet, Safety Apparel and more.
We also have customized options for vintage bikes, custom bikes and low-speed vehicles, or liability only coverage.
WE HAVE COVERAGE FOR A WIDE RANGE OF MOTOCYCLES INCLUDING TOURING BIKES, SPORT BIKES, CRUISERS, THREE-WHEEL TRIKE CONVERSIONS, SCOOTERS, CUSTOMS AND CLASSICS (motorcycles more than 20-years old)
POLICY FEATURES
Standard coverages that come with a Plus package include:
- Replacement Cost Total Loss Settlement
- No depreciation for up to two years on motorcycles purchased new with a maximum MSRP of $35,000. In the event of a partial loss, the insurer will use Original Equipment Manufacturer (OEM) parts.
Optional Equipment
Up to $3,500 with Collision and/or Other than Collision coverage. Perfect for expensive add-ons.
Towing and Roadside Assistance with Trip Interruption Coverage
Necessary expenses for towing and roadside assistance, as well as a $500 toward Trip Interruption coverage if the bike is disabled due to a covered collision loss more than 100 miles from home.
Helmet and Safety Apparel
Up to $1,500 with Collision coverage – a great benefit if your helmet or apparel get damaged in a covered collision loss.
OPTIONAL COVERAGES
We offer more coverage for those who want it, including:
- Additional Optional Equipment (up to $30,000)
- Transport Trailer
- Medical Payments
- Additional Limits of Liability