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Avoid a potential gap in coverage
With this coverage option, you can avoid a potential gap in coverage by extending your personal auto insurance coverage when you are logged in on a company’s rideshare app (like Uber or Lyft) and waiting to be matched with your next rider.
Coverage Gap? Doesn’t the rideshare company’s insurance policy cover me when I’m working?
If the rideshare company’s policy does provide coverage, it may not apply until you have been matched with a rider. You may not have coverage for the time between when you log into the company’s app and when you get matched with a rider. This means you could end up having to pay for damages out of your own pocket in the event of a claim.