Choose the best insurance for watercraft, pontoon or boat
WHY USE AN INDEPENDENT AGENT?
There are so many ways to buy insurance today – why not stick with a trained professional who knows the ropes? We can provide personal care and follow-through you wouldn’t receive online. We will focus on saving you time, money and hassle when purchasing and maintaining your insurance. And help you choose the best policy for your lifestyle. Because we own boats ourselves.
POLICY FEATURES
Extensive Package Offerings
More choices for more people! Customers can choose a low-cost Saver package, a value-packed plus package or the elite package with all the bells and whistles. We also offer specialized packages for personal watercraft, pontoons, classics and performance boats.
Diminishing Deductible
For every year that the policy is loss-free, we will reduce all applicable deductibles by 25%. Included in our Plus and Elite packages.
Total Loss Replacement Cost
If a replacement watercraft is purchased after a covered total loss, and the replacement price is above the Amount of Insurance, we will pay the additional amount spent for the replacement watercraft up to an amount of 20% of the Amount of Insurance. This coverage is available on watercraft up to three years old in our Plus package, and for watercraft up to five years old in our Elite package.
Replacement Cost Personal Property
Personal Property losses are paid at full replacement cost with no depreciation applied. Unlike other carriers, we don’t exclude fishing equipment or charge a separate premium. There are no sub-limits and the coverage has a low $100 deductible.
Industry-Leading Coverages
Our Plus and Elite packages contain many desirable coverages, such as: Watersports Liability, Pollution Liability, Wreck Removal, Depreciation Waiver, Boat Lift, Hurricane Haul-Out, Pet Coverage, Fishing Tournament Fee Reimbursement, Dinghy, Loss Forgiveness, Trip Interruption, and more!
Optional Coverages
We offer more coverage for those who want it, including:
- Uninsured Boaters
- Medical Payments
- Personal Property
- Towing (On/Off the water)
- Trailer
Package features such as: Diminishing Deductible, Depreciation Waiver, Bahamas/Mexico coverage, Boat Lift coverage, Fishing Tournament Fee coverage, Hurricane Haul-Out, pet coverage, and more!